Gun Safety in Carlisle, PA!

Gun Safety in Carlisle, PA!

4 Questions to Ask If You Keep Guns in the House.

There are an estimated 300 million firearms in U.S. homes, and, logically, the more guns there are, the chances for gun-related incidents greatly increase. “It will never happen in my home,’ says every gun owner before it happens in their home. If you own a gun, and you keep it in your house, ask yourself these questions to prevent a gun-related accident.

  • Is my firearm locked and loaded? Whenever you are not using your gun, your gun should be unloaded and placed in a secure location, away from child access.
  • Where’s the ammo? Keeping your ammunition separate from the gun itself is a way to greatly reduce an accident. Especially if the ammunition is locked.
  • How much does my family know? Everyone in the house should know that you are keeping a firearm. And remind your children never to touch guns—no matter whose house they are in.
  • Does my insurance cover me? Homeowners policies may cover accidental and negligent acts, but they generally do not cover intentional ones. Meaning, if you shoot someone, even in self-defense, you won’t be covered .

With accidents like these, you want to make sure that all your guns are covered—otherwise you could end up being in loads of trouble. Instead, ensure that you will not face hardship from an accident. You can buy that peace of mind! For your all-encompassing  insurance in Carlisle, Pennsylvania, contact Miller Insurance Associates today!

How To: Make Your Home Inventory

Homeowners Insurance Carlisle PAMake Your Homeowners Insurance More Effective With A Home Inventory

If a fire takes your home and everything in it, would you be able to replace all of your personal possessions? If you cannot remember what you had, probably not. To make sure that you can rebuild to the same quality of life, create a home inventory, or a list of all of the items in your home. So you can protect your personal property, use these home inventory tips.

  • Capture Pricing: When you file your claim after a disaster, it will be much easier to secure a full reimbursement if you have accurate information about the value of each item. This can be as simple as keeping receipts and credit card statements for everyday items. Get professional appraisals of valuables like art and jewelry. Add all of this information to your inventory.
  • Take Photos: It can be tedious to write every single item down, but photographs can help you capture anything you missed in writing.
  • Store It Digitally: To ensure your inventory is not destroyed in a catastrophe that takes your home, store it online.

Are you working with an insurance agent who is advising you on the best ways to protect your home? Contact Miller Insurance Associates in Carlisle for all of your homeowner’s insurance needs in Pennsylvania.

 

Protect your Home from Pests with These Tips

As the weather is cooling down, you are not the only one who is spending more time indoors. Many pests are also looking to get out of the cold, and may choose your home as the place to stay for the winter. Keep these tips in mind to help protect your home from pests.

  1. Set traps wherever you think pests are living. You can also use natural pesticides to kill any spiders or bugs that make their way into your home.
  2. Seal all the wholes and cracks in your home to prevent pests from getting into your home.
  3. Make sure that you always wear the proper protective gear when you are cleaning up areas of your home where pests are.
  4. Make sure that you have the right homeowners insurance policy to protect you and your home in case of any damage done by pests.

Contact the insurance experts at Miller Insurance Associates in Carlisle, Pennsylvania for all of your homeowners insurance needs throughout Pennsylvania. We can provide you with the most comprehensive policy to ensure that you are covered in any situation.