Caregiver Theft: What You Need To Know

Caregiver Theft: What You Need To KnowHow To Avoid Caregiver Theft

When you welcome a caregiver into your home, you give them an immense amount of trust. Not only are you allowing that person into your house and giving him or her access to all of your personal possessions, you are also relying on him or her to help you maintain your quality of life.

That is why it is especially disconcerting when a caregiver commits theft. Fortunately, there are some steps you can take to avoid this scenario.

Individuals, if you will not be hiring your caregiver through an agency, make sure you do thorough homework. First, make sure that any caregiver your hire has gone through a background test. Also, secure multiple references for him or her. If your caregiver cannot readily supply a handful of references, that should be a red flag.

Agencies, make sure your theft policy is clearly defined and communicated to your staff. Also, ensure your background check process is thorough and your bonding policy is up to date.

So you can be freed up to focus on finding the right caregiver, let the Pennsylvania insurance experts handle your coverage needs. Contact Miller Insurance Associates in Carlisle today.

How To: Make Your Home Inventory

Homeowners Insurance Carlisle PAMake Your Homeowners Insurance More Effective With A Home Inventory

If a fire takes your home and everything in it, would you be able to replace all of your personal possessions? If you cannot remember what you had, probably not. To make sure that you can rebuild to the same quality of life, create a home inventory, or a list of all of the items in your home. So you can protect your personal property, use these home inventory tips.

  • Capture Pricing: When you file your claim after a disaster, it will be much easier to secure a full reimbursement if you have accurate information about the value of each item. This can be as simple as keeping receipts and credit card statements for everyday items. Get professional appraisals of valuables like art and jewelry. Add all of this information to your inventory.
  • Take Photos: It can be tedious to write every single item down, but photographs can help you capture anything you missed in writing.
  • Store It Digitally: To ensure your inventory is not destroyed in a catastrophe that takes your home, store it online.

Are you working with an insurance agent who is advising you on the best ways to protect your home? Contact Miller Insurance Associates in Carlisle for all of your homeowner’s insurance needs in Pennsylvania.