What to Do After an Accident (of Any Kind)

What to Do After an AccidentAccidents happen every day; despite their frequency, we are still left wondering what we should do when we find ourselves having had one.

Accidents are called accidents for a reason: they’re unexpected and can happen at literally any time. From the near cosmic impossibility of an asteroid wiping out all human life on the planet, to simply forgetting your watch on your nightstand, accidents come in a wide variety of examples. Most fall within reason, and for these, there is a checklist which you should review so the next time you have an accident, you are ready to go.

  • Keep calm. Do whatever is necessary to protect your family members and your property. The best way to accomplish this is by staying calm and having a clear head.
  • Is anyone injured? Checking for injuries may save a life; if someone is injured call for help immediately.
  • Don’t flee the scene of an accident. Doing so may get you in even further trouble.
  • Don’t admit responsibility. For liability reasons, never admit that the accident was your fault, nor should you blame anyone else.
  • Record the other person’s information. Name, address, phone numbers, and any other information that is important. If there are any witnesses, try and get their information as well.
  • Always notify law enforcement. If there are any injuries, death, or serious property damage related to the incident, notify law enforcement.
  • If there is any theft or vandalism that occurred, be sure to contact the police and report all of the missing items.
  • (If there is an asteroid that hits the Earth, just hope it isn’t big enough to destroy everything.)

Ensure that you will not face hardship from an accident. You can buy that peace of mind! For your all-encompassing insurance in Carlisle, Pennsylvania, contact Miller Insurance Associates today!

Protect Your Winter Toy with Snowmobile Insurance

Snowmobile Insurance Carlisle PACoverage Options for Your Snowmobile Insurance Policy

There are few better ways to enjoy the winter than on your snowmobile. Before you head out on the trails this winter, it is important to make sure that you have the right snowmobile insurance policy to protect you and your toy.

There are many coverage options to look at when investing in the right snowmobile insurance policy, including:

  • Liability – which will provide coverage in case you injure another person or damage someone’s property while riding your snowmobile.
  • Personal injury protection – this will cover any medical bills if you are injured while riding your snowmobile.
  • Comprehensive – having this insurance coverage will protect you in case your snowmobile is damaged by an incident other than an accident, such as in a storm, from a fire, or from theft.
  • Collision – this will provide coverage in case you are involved in an accident with another vehicle, including another snowmobile or car.

For all of your snowmobile insurance needs and to ensure that you have the right amount of protection this winter, contact Miller Insurance Associates in Carlisle, Pennsylvania. We will work with you to ensure that you have the most comprehensive coverage, all at the right price for your budget.