Questions To Ask Your Life Insurance Agent

Questions To Ask Your Life Insurance AgentTalk to your life insurance agent about these questions before you buy a policy.

When you buy a life insurance policy, you do so to protect your loved ones. It’s important, then, that you work with a life insurance agent who understands—and supports—that goal. To help you find the right life insurance agent, ask these questions.

  • How do I reach you? Ask your agent about his or her preferred means of communication (e.g. email, phone, text) and make sure it matches yours. Also, ask how regularly he or she will be in touch. A good agent should have a habit of reaching out to evaluate and update your policy.
  • What does this mean? If there’s a question of your policy that’s confusing, ask your agent to explain it. He or she should be able to do so in a way that gives your complete clarity.
  • Are you an independent agent? To make sure your family has the policy options it needs, work with an independent agent—who works with multiple providers—rather than a captive agent who will only show you coverage options from one provider.

If you’re ready to sit down with an agent dedicated to helping you get a great life insurance policy paired with great service, contact Miller Insurance Associates in Carlisle, Pennsylvania today!

Helpful Advice For What To Do After A Car Accident

Car Accident Reporting Tips

Getting in an accident is never an easy experience, but if it is your first one it can be downright frightening. To ensure that you can handle this experience with efficiency and ease, we have gathered some helpful advice for what to do after a car accident:

  • If anyone is injured, you must call 911 immediately. If nobody is injured, simply call the local police or fire department so that you can report your accident.
  • While you may think it is best to keep the scene of the accident intact, it is safest and most courteous to pull over to exchange information.
  • In exchanging information, you will want to collect and give out the following: name, address, driver license number and state of issue, make of all involved vehicles, phone number to all involved, including witnesses, insurance company name, model and year of vehicle, description of all damage caused, and pictures of the accident and all involved vehicles.
  • Once you have safely returned home, you must call your insurance agent. Some insurance companies have stricter deadlines than others, but making this call will ease your worries significantly as you pass on many of the responsibilities to your agent.

Contact Miller Insurance Associates in Carlisle for all of your Pennsylvania car insurance needs. We will guide you through the process of filing a claim.

The Latest About Health Insurance Coverage

Health Insurance Carlisle PAWhat You Need To Know About Health Care This Year

As of January 21st, 2015 422,284 Pennsylvania residents had signed up for coverage through the health insurance marketplace. Whether you are one of those who took advantage of the recent open enrollment period or have coverage through work or another means, it pays to stay up to date on the way health care is changing in the United States. Here is an update on marketplace coverage.

  • In 2014, Pennsylvanians had 14 insurance issuers to choose from and a total of 41 plans as options. In 2015, they had 15 issuers and 50 plans.
  • During the first month of open enrollment (from November 15th to December 15th, 2014), 79 percent of Pennsylvanians who applied for marketplace coverage were eligible for tax credits to make their health insurance more affordable.
  • As of December 2014, 69 percent of Pennsylvanians who secured marketplace coverage were able to pay $100 or less a month after tax credits are applied for their 2015 coverage.

Do you have an insurance agent guiding you through the changing world of health care? Contact Miller Insurance Associates in Carlisle for the Pennsylvania health insurance you need.