3 Benefits of Umbrella Insurance

Umbrella insurance will provide coverage beyond your existing policies.

Umbrella Insurance Carlisle, PAMany people think of umbrella insurance as a policy only the super wealthy need. However, almost everyone can benefit from the coverage that is provided by a personal umbrella insurance policy. There are many reasons you should consider an umbrella insurance policy, including:

To provide extra coverage after a car accident.

The cost of just one accident can easily exceed your auto insurance coverage between the property damages and injuries. An umbrella insurance policy will kick in to ensure you aren’t left paying for the damages out of your own pocket.

To protect you from injuries that happen at your house.

If someone is injured while visiting your home, you can be held responsible for the medical bills. Umbrella insurance will cover the cost of the medical bills as well as any legal fees if you are sued after the accident.

To provide protection against libel, slander, or other excluded lawsuit.

You can face a libel or slander lawsuit based on what you post on social media. An umbrella policy will cover both the cost of the legal fees, as well as any settlement.

For all of your umbrella insurance needs to ensure you have the coverage you deserve, contact the insurance experts at Miller Insurance Associates in Carlisle, Pennsylvania.

Are You Covered If Someone Falls At Your House?

Slip & Fall Liability Carlisle, PALiability coverage can help to make sure that you are protected after a slip and fall accident.

There is nothing like having a house full of friends and family. No matter if you spent weeks planning a get-together, or are simply enjoying an impromptu gathering, it is vital that you have the coverage you need in case of an accident.

If one of your guests’ slips and falls at your home, do you know if you are covered? Luckily, your homeowner’s insurance policy provides liability coverage for slip and fall injuries. The liability portion of your policy will cover the cost of medical bills that are associated with the fall, as well as any legal costs if your guest sues you after the accident.

Taking the right steps to ensure your house is always ready for guests can help to give you the peace of mind that you need. Check all stairs and handrails to ensure they are sturdy. If any of the corners of your rugs are curling up, tape them down or move the rug to avoid any injuries.

For all of your homeowners insurance needs to ensure you have the right slip and fall liability coverage, contact Miller Insurance Associates in Carlisle, Pennsylvania.