Need Life Insurance After A Heart Attack?

Need Life Insurance After A Heart Attack?A few tips to help you get the life insurance policy you need after a heart attack.

It’s a common misconception that you can’t get life insurance after a heart attack. In fact, though, you can not only get coverage but, with a little hard work, can even get back to a standard rate! Here are a few tips for helping you get a life insurance policy after you’ve had a heart attack.

  • Listen To Your Doctor: After a heart attack, your doctor will have a number of things for you to do. If you can show your insurer that you are following a medical professionals advice to improve your health, they’re more likely to offer you coverage.
  • Know How To Reduce Your Risk: Your heart attack is just one of many factors your insurer will look like. By eating right, exercising, cutting out all tobacco products, maintaining a healthy weight, and reducing stress, you can show them your good lifestyle choices far outweigh this singular risk factor.
  • Wait: Sometimes, you just need to wait. Generally, your insurer will want to wait at least six months after a heart attack, though you may have to show a year or two of good health before securing a policy.

Fortunately, getting the life insurance you need becomes much easier if you have a dedicated insurance agent helping you. For that kind of service, contact Miller Insurance Associates in Carlisle, Pennsylvania.