Are You Covered If Someone Falls At Your House?

Slip & Fall Liability Carlisle, PALiability coverage can help to make sure that you are protected after a slip and fall accident.

There is nothing like having a house full of friends and family. No matter if you spent weeks planning a get-together, or are simply enjoying an impromptu gathering, it is vital that you have the coverage you need in case of an accident.

If one of your guests’ slips and falls at your home, do you know if you are covered? Luckily, your homeowner’s insurance policy provides liability coverage for slip and fall injuries. The liability portion of your policy will cover the cost of medical bills that are associated with the fall, as well as any legal costs if your guest sues you after the accident.

Taking the right steps to ensure your house is always ready for guests can help to give you the peace of mind that you need. Check all stairs and handrails to ensure they are sturdy. If any of the corners of your rugs are curling up, tape them down or move the rug to avoid any injuries.

For all of your homeowners insurance needs to ensure you have the right slip and fall liability coverage, contact Miller Insurance Associates in Carlisle, Pennsylvania.

Stay Safe With These Fall Driving Tips & Auto Insurance

Stay Safe With These Fall Driving Tips & Auto InsuranceYour Carlisle, PA auto insurance and these fall driving tips can help you stay safe on the roads this season.

Fall is in full swing, bringing a crispness to the air and your favorite pumpkin-flavored drink back to your local coffee shop. It also brings new hazards on the road, though.

Stay safe behind this season with these fall driving tips and your Carlisle, PA auto insurance.

  • Track the sun. During the fall, morning comes later and evening earlier. The sun being at a different angle can make visibility more difficult during your daily commute; make sure you keep sunglasses in your car and slow down and use your headlight during twilight hours.
  • Watch for deer. Deer are more common the road this time of year; keep a careful eye out for them!
  • Drive slowly through leaves. Wet leaves on the road prevent your tires from getting any sort of traction. If there are leaves on the road, slow down and leave extra following room.

In addition to these tips, you need great Pennsylvania auto insurance to protect you on the road this fall. For the right coverage in Carlisle and the surrounding area, contact Miller Insurance Associates.

Stay Safe this Fall with These Driving Tips

Not only does the fall mean cooler temperatures, it can also mean more dangerous driving conditions such as fog and frost. Keep these tips in mind to ensure that you stay safe behind the wheel this fall.

  • During severe weather, at dawn and dusk, and if there are wet leaves on the ground, increase your following distance. If you are being tailgated, pull over and let the driver pass.
  • Make sure that your taillights, headlights, and turn signals are properly working since it is darker for longer in the mornings and evenings.
  • Ensure that the wiper system and heating of your vehicle is working properly by taking your car in to a mechanic.
  • Check your tires to ensure that they have the right amount of tread to better keep traction on the road.

Most importantly, make sure that you have the right auto insurance policy to provide protection in case of any unfortunate situation. Contact the insurance professionals at Miller Insurance Associates located in Carlisle, Pennsylvania for all of your auto insurance needs throughout Pennsylvania.