Should You Warm Up Your Car on Cold Mornings?

Should You Warm Up Your Car on Cold Mornings?Many drivers tend to leave their car running on cold winter mornings in order to warm up the engine and the interior of the car. 

The National Insurance Crime Bureau states that it is illegal for drivers to warm up their parked vehicles.

The only thing worse than getting into a freezing car on a cold winter morning is the fine that you can get for doing just that. Leaving your car running with the keys inside is illegal. This action can not only lead to theft, but it can also result in a ticket violation.

While it may be tempting to warm your car on a frigid winter morning, you may want to think twice about doing so. Warming up an unlocked car while it is parked in your driveway can lead to theft, and it is likely the easiest steal a burglar will ever get.

Aside from the threat to you, there are public safety issues that must be looked at, too. It becomes a public safety issue when thieves try to make a hasty getaway, and thus puts pedestrians and other motorists in danger. The laws, however, do exclude remote-start cars since the keys are not in the ignition and turn off when pressure is applied to the gas or brake pedal.

Biting the bullet and waiting a few minutes for your car to warm up is something that may not be as bad when you consider the hassle of filing a claim, waiting for the issue to be resolved by the insurance investigators, and then having to buy another car.

A quality auto insurance policy can help pay for covered damages, and puffing is not one of those covered instances. To learn more about how you can pay less for your auto insurance in Carlisle, Pennsylvania, contact Miller Insurance Associates.

How to Reduce (and Avoid) Pothole Damage

How to Reduce (and Avoid) Pothole DamageThe days proceeding the coldest winter weather are usually when potholes appear, do you know how to avoid (or even reduce) any pothole damage? 

The winter may have been brutal, but that doesn’t mean that its effects are over. In fact, they may be far from over. Concrete and cement make for acceptable roads, but they are not perfect. They easily absorb and hold moisture, which may not sound too bad until you realize the physical changes that water undergoes with temperature fluctuations.

When water freezes, it expands. This expansion pushes the asphalt and concrete that make up the roads. Then with the constant pressure of cars driving, it destroys the structural integrity and reduces it to rubble. Thence, a pothole is formed.

Reducing Pothole Damage

  • Reduce your speed. Decrease your speed in order to increase your reaction time. Additionally, your speed has much to do with the potential damage of your car. You may have heard someone tell you to speed up so your car can clear the pothole. You should erase this falsehood from your brain immediately. Your car is much too heavy to clear potholes as the speed required for a car to safely clear a pothole would surpass even NASCAR speeds.
  • Steer clear of puddles. Puddles can hide deep potholes. Safely maneuver yourself around these potholes to avoid some potentially devastating damage.
  • Leave more space. If the space between you and the car in front of you is constricted, the less road you see. The more space you leave between you and the car in front of you, the more time you have to react to any and all potholes that lie ahead.

A quality auto insurance policy will step in to cover any costs when you have the coverage that’s built for your needs! To learn more about how you can pay less for your auto insurance in Carlisle, Pennsylvania, contact Miller Insurance Associates.