Prepare Your Boat for the Upcoming Spring!

Prepare Your Boat for the Upcoming Spring!Know your boat insurance policy will serve your needs and budget.

If you love to take your boat out on the lake or ocean during the spring and summer (and part of the fall), you must be pretty excited as spring is right around the corner! Getting your boat ready to hit the water means more than just de-winterizing it and glancing at your insurance. Help your boat perform at an optimal level this year by checking off these easily forgotten tasks.

Boat insurance coverage:

  • If you’re towing your boat to the pier, are you covered for that time in the car?
  • Do you have enough coverage? Make sure to talk to your agent about “agreed value coverage.”
  • Have you updated your policy to mirror any improvements you’ve made to your boat? If you’ve added some killer speakers to your boat and they’re not listed in your policy, they won’t be covered.

Boat Preparations:

  • Check if your wipers work.
  • Fluids replaced as ordered by the owner’s manual.
  • Complete boat inspection.
  • Electronics test.
  • Safety equipment check. (Battery, anchor, life jackets)

* If you do not feel qualified to perform the aforementioned, hire a maintenance professional to come take a look.

Safety:

  • Know the waters you’ll be treading through.
  • Have an extra pair of dry clothes if the water is cold.
  • Check for debris/sandbars
  • Education: review boating safety tips with your family and friends. (e.g., rescue basics, drowning signs, signs of drowning, and general boat protocol.)

Taking your boat out to sea should be relaxing and give you peace of mind as you rock up and down on the delicate waves. Should you find your boat insurance to be no enough, or need to update your insurance don’t hesitate to give us a call. To talk to an insurance expert to ensure you have the policy you need, contact Miller Insurance Associates.

Store Your Boat with These Tips

With boating season coming to an end, it is important to make sure that your boat is properly stored for the cooler weather. Keep these tips in mind to make sure that your boat is protected while in storage this winter.

  • Hull. Make sure to thoroughly clean the hull of your boat and look for any stress cracks. Fix any damage to the hull of your boat before covering it and putting it in storage.
  • Fuel. Fill up the fuel tank completely to prevent damage caused by condensation while the boat is sitting. Also make sure to add a fuel stabilizer to prevent the degradation of the fuel.
  • Bilge. Clean the bilges using a wire brush and spray them with a small amount of antifreeze and lubricant to make sure they are not damaged while they are sitting.
  • Interior. Remove as much as you can from the interior of your boat, including flares and life jackets. Make sure that your boat cover is well vented to prevent trapped moisture from causing mildew and mold.

Even while your boat is in storage, it is important to make sure that it is protected with the right boat insurance coverage. Contact Miller Insurance Associates in Carlisle, Pennsylvania for all of your Pennsylvania insurance needs.