Creating the Perfect Home Inventory

Home Inventory Carlisle, PA
Follow these tips to help you create a home inventory.

You buy homeowners insurance to protect your biggest asset – your home. However, before you start enjoying your coverage, you need to make sure that all of your personal belongings are protected with a complete home inventory. Keep these tips in mind to help you create a home inventory.

  • A written home inventory can work to keep all of your assets safe, as long as you complete it. If you are making a written home inventory, make sure to open all closets and drawers to ensure you mark down each and every item you own.
  • Creating a home inventory with pictures or video will make it much easier. Simply walk through each room and document everything you see, as well as their values.

You should always have at least two copies of your home inventory, with one being stored at a different location other than your house, such as a lock box at your bank. Any proof of value, such as receipts or appraisals should be included in your inventory to ensure you have the right amount of coverage.

For all of your home insurance needs to ensure you have the protection you deserve, contact the insurance professionals at Carlisle, Pennsylvania.

How To: Make Your Home Inventory

Homeowners Insurance Carlisle PAMake Your Homeowners Insurance More Effective With A Home Inventory

If a fire takes your home and everything in it, would you be able to replace all of your personal possessions? If you cannot remember what you had, probably not. To make sure that you can rebuild to the same quality of life, create a home inventory, or a list of all of the items in your home. So you can protect your personal property, use these home inventory tips.

  • Capture Pricing: When you file your claim after a disaster, it will be much easier to secure a full reimbursement if you have accurate information about the value of each item. This can be as simple as keeping receipts and credit card statements for everyday items. Get professional appraisals of valuables like art and jewelry. Add all of this information to your inventory.
  • Take Photos: It can be tedious to write every single item down, but photographs can help you capture anything you missed in writing.
  • Store It Digitally: To ensure your inventory is not destroyed in a catastrophe that takes your home, store it online.

Are you working with an insurance agent who is advising you on the best ways to protect your home? Contact Miller Insurance Associates in Carlisle for all of your homeowner’s insurance needs in Pennsylvania.