Is Choosing the Insurer’s Recommended Repair Shop a Good Idea?

If your vehicle has been involved in an accident and you have auto insurance, you can claim the expenses. However, in the process, your insurance provider may recommend using their repair shop. Should you choose to use the insurer’s recommended repair shop, or are you free to select any other repair shop? Keep reading to find out.

Are You Obliged to Stick with the Recommendation?

The general answer is – No. You don’t necessarily have to go with the insurer’s repair shop. In fact, in most of the US states, insurance companies are required to provide the customers with a choice by law. Explore your options for the perfect repair shop that caters to your vehicle’s needs and the requirements.

With that being said, choosing the insurer’s recommended repair shop often has more advantages that you might easily overlook.

Here are 4 reasons for choosing the insurer’s recommended repair shop:

Lighten Your Worry

A good insurance company’s priority is to make things easy for you. Finding a good repair shop after an accident can be difficult. So, insurance companies try to make it easy by recommending a repair shop. Such a beneficial service also serves to improve the image and reputation of the insurance company.

Have a Business Relationship

The insurer’s repair shop and the insurance company could have a good business relationship that makes services fast, smooth, and sometimes even discounted for the policyholders.

Meet the Requirements

The standards and requirements have likely been met by the recommended repair shop for insurers. This will ensure that all equipment, parts, and any other resources are readily available to fix your vehicle.

Discourage Scamming

The repair shop you choose can provide false claims about their vehicle parts and install old or damaged parts. Such an act could result in the denial of your application by the insurance company. To discourage such scams, a verified repair shop for insurers is the right choice.

You are free to choose your repair shop if you are particular about the quality and reputation. However, the pros of going with the insurer’s recommendation generally outweigh the cons. For assistance with all your auto insurance needs, contact the experts at Miller Carlisle Insurance Services.