How You Can Keep Your Home Safe

Try out these suggestions to protect against common home security and safety firefighter putting out home firerisks.

Protecting your home, loved ones, and personal property is a tall order to fill.  Fortunately, there a many small steps that you can take to keep your home safe.  Here are some of the things that you can do to protect your home from these common risks.

  • Natural Disaster

No matter where you live, you are at risk for some kind of natural disaster.  Whether it be wildfires, earthquakes, hurricanes, or floods, it’s important to know which emergencies you are most likely to face.  Once you know which natural disasters you are most likely to be exposed to, follow expert guidelines to protect your home and prepare your loved ones.  For instance, you may have to create an evacuation plan, pack a family emergency preparedness kit, and make structural upgrades to your home.  It’s also important that you read through your homeowners insurance to see what your policy will cover after a natural disaster.  Oftentimes, homeowners need to secure supplemental forms of insurance to cover the damages related to natural disasters.

  • Fire

Home fires are one of the most common and devastating damage events that a homeowner can face.  In homes, cooking equipment is the leading cause of fire.  However, fires can also break out due to faulty lighting fixtures, malfunctioning appliances, overheated electronics, and so on.  Smoke detectors are one of the best fire prevention tools, and homeowners are advised to install a detector in every room and floor of their homes.  You should also keep a fire extinguisher on every floor of your home and in your kitchen.  This ensures that you can quickly put out a fire before it spreads.

  • Slips, Trips, and Falls

Falling is a common household hazard.  In fact, statistics show that one in three older adults fall in their homes, with one in five falls resulting in a head injury or broken bone.  The best way to reduce the risk for someone slipping or tripping is by keeping your home clear of clutter such as toys, electrical cords, loose papers, and so on.  You should also secure floor mats and rugs to ensure that they do not curl up and pose a fall risk for your loved ones.  Finally, make sure to install adequate lighting throughout your home, so family members have an easier time spotting and avoiding potential fall risks.

These are some of the top safety and security risks that homeowners have to face.  Want another way to protect your home, belongings, and loved ones?  Then make sure you have the proper homeowners insurance in place.  For assistance with all your home coverage needs, contact the experts at Miller Carlisle Insurance Services today.