Does My Business Need General Liability Insurance?

For all of your homeowners or business insurance needs to ensure you have the right cyber liability coverage, contact Miller Insurance Associates in Carlisle, Pennsylvania.General Liability Insurance protects your business from the headaches and financial hardships of dealing with a lawsuit.

It doesn’t take Sherlock Holmes to observe that our society is one that loves to sue for every little thing. Because of this fact, it’s an absolute necessity that business owners look into General Liability Insurance to help protect themselves from lawsuits. But it may be possible that you simply are not aware of how serious this threat could be because you and your clients have the best relationship ever. While good customer relationships are definitely important and encouraged, it’ll only take the slightest mishap towards things to turn south and for you to get slapped with a pretty nasty lawsuit. Here’s a brief overview of the nature of general liability insurance and its coverage.

What is it? 

General Liability insurance covers claims related to negligence like property damage, bodily and personal injury, and false advertising. It will also cover the legal costs that are involved in litigation, even if the claim has no standing.

Does my business need it? 

Many business owners suppose that just because they don’t own a restaurant where people could slip or chip a tooth on an olive, they don’t need coverage. What they don’t realize is that any company that offers a good or a service is at risk for liability. If your good or service malfunctions, or causes harm, that could be enough for someone to sue you.

Make sure that you are always on top of anything that could lead to a lawsuit. For all of your business insurance needs to ensure you have the right cyber liability coverage, contact Miller Insurance Associates in Carlisle, Pennsylvania.