Assure Your Motorcycle Has Proper Insurance Coverage

Assure Your Motorcycle Has Proper Insurance Coverage

For motorcycle riders, spring signals a time to get the bikes out and hit the roads. But what about insurance?

When it comes to something as important as your motorcycle, it pays to have the proper policy in place. When the earth finally reaches that point in its orbit in which the northern hemisphere tilts towards the sun rather than away from it, spring has come. Like a moth to a flame, motorcycle riders almost instinctually ready their motorcycles and await that perfect spring day where they can finally come out of winter hibernation and ride on the roads once again. Before you go out and ride your motorcycle, you should know if you have the proper motorcycle insurance in place.

  1. The Required Coverages

Most states legally require all motorists to have an insurance policy in place. These laws usually require a minimum amount of liability, bodily injury, and property damage caused to other people if you are found liable for the accident. Underinsured/uninsured coverage may also be required to financially cover damages brought on by another driver who does not have enough or any insurance.

  1. The Optional Coverages

There are plenty of optional coverages which protect you from common dangers that motorcyclists encounter.

Collision – Covers the damage resulting from a collision with another vehicle.

Emergency Road Service – Covers the costs associated with roadside assistance and towing.

Comprehensive – Covers damage brought on by a non-traffic collision like fire, flood, falling object, and the like.

Accessories and Customizations – Covers the cost of replacing your accessories like safety and customized equipment that was added after the purchase of the motorcycle.

A quality motorcycle insurance policy can protect you and your bike from many unfortunate incidents! To learn more about how you can pay less for your auto insurance in Carlisle, Pennsylvania, contact Miller Insurance Associates.