Happy Holidays from Miller Carlisle Insurance Services

Wishing you a happy and safe holiday season.Happy Holidays from Miller Carlisle Insurance Services

With the holidays finally here, we at Miller Carlisle Insurance Services would like to take a moment to wish you and your loved ones a very happy holiday season. Of course, being safe is extremely important this time of year. As experts in risk management and insurance, we know exactly how to keep our clients safe from all the risks they face. Try out these safety tips to protect the people and things that matter most to you this holiday season.

Fire Safety

  • If you want to light up your fireplace this winter, make sure you are taking all the necessary safety measures. Please refer to our blog “Winter Fireplace and Chimney Care” for some helpful safety tips.
  • Do not use real candles to decorate your home; having lit candles increases your home’s risk for fire significantly. Instead, try using electric or flameless candles to decorate.
  • If you want to decorate your home with lights, make sure you inspect each light for damages. Discard any strings of light with broken bulbs, frayed cords, or exposed wires, as they pose a fire risk for your home.
  • When cooking, never leave your stove or oven unattended while they are switched on.

Traveling Safety

  • Before you set out on a winter road trip, make sure you have your car inspected by a professional. This will reduce your chances of breaking down in the midst of your journey.
  • Check the weather conditions you will encounter on your drive. Then, make sure your car is properly equipped to deal with these conditions. For instance, if you are expected to encounter snow, make sure your car is equipped with winter tires, snow chains, and heavy-duty windshield wipers.
  • During your drive you are sure to encounter drivers who are behaving unsafely. Do not engage with these drivers or react in a fit of rage. Instead, do your best to avoid them and drive defensively when you are near them.

Home Security Safety

  • If you are going to be away during the holidays, keep your plans under wraps. You do not want to advertise that your home will be uninhabited for days at a time.
  • While you are gone, hire a house sitter or ask a friend to collect your mail and check on your home every day. This will reduce your chances of a break-in while you are gone.
  • Another way to protect against a home invasion is by installing a home security system.

These are some of the safety tips we urge you to take this holiday season. Want another way to stay safe? Make sure you have the right personal insurance protections in place. For assistance will all your coverage needs, contact us at Miller Carlisle Insurance Services today.

Smart Hacks for Defrosting Your Car’s Windshield

Here are some of the tips you should try to defrost your windshield this winter.Smart Hacks for Defrosting Your Car’s Windshield

If you cannot keep your car inside this winter, you will have to deal with a fresh layer of frost or ice on your windshield every morning. While this is annoying, having a clear windshield is essential for safe driving. To ensure you drive safely this winter, here are some of the suggestions you should try to quickly and effectively remove ice and frost from your car’s windshield.

1) Ice Scraper

Using an ice scraper is the most tried and true ice removal method. Most scrapers feature a scraper to remove thick sheets of ice while the opposite end features a soft brush that you can use to clear away snow. Make sure you use each side for their respective jobs to avoid scratches on your glass or paint.

2) De-Icing Fluid

If the scraping method is too time-consuming, you can facilitate the process by using a chemical de-icer. While you can purchase this liquid at your local auto or hardware store, you can also make your own with ingredients you already have in your home. To make your own de-icer, combine one part water with two parts isopropyl alcohol. Spray this mixture onto your windshield and the ice should simply melt away.

3) Warm Water

If the ice on your car is particularly stubborn, you can pour warm water onto your windshield to melt it down slightly. However, you need to be very careful if you are using this method. Applying water that’s too hot could cause your glass to shatter. Be cautious and only use water that is lukewarm at its hottest.

These are some of the suggestions you should try to quickly and effectively de-ice your car’s windshield this winter. Want another way to drive safety this season? Make sure you have the right auto insurance protections in place. For assistance with all your car coverage needs, contact the experts at Miller Carlisle Insurance Services today.

Fall Health Tips

Take care of yourself this fall with these health and wellness tips.Fall Health Tips

As temperatures get cooler, you might be tempted to slack on your healthy lifestyle in favor of cuddling up on the couch with warm comfort foods. However, it’s important that you stay fit and healthy no matter the season. Here are some of the things you can do to take care of yourself this fall.

Change Up Your Exercise Routine

Doing the same exercises day after day can get tedious after a while. To combat boredom, change things up this fall. For instance, try incorporating new outdoor activities such as hiking and bike riding into your normal workout rotation. Even activities such as raking leaves and working in the yard can be considered exercise, so be creative and you’ll find it easier to stay active all season long.

Load Up on Seasonal Produce

As the weather gets colder, you might be more inclined to swap out salads and light meals in favor of richer, hardier fare. However, this does not mean that your diet has to be completely compromised. Many seasonal fall fruits and veggies do well in stews, soups, and other heavier dishes. So, the next time you are preparing dinner, toss in some sweet potatoes, kale, cauliflower, or squash, to make your meal healthier.

Protect Against the Cold and Flu

Fall is the beginning of cold and flu season, which is why you need to pay more attention to your overall health. You can stave off colds by getting enough sleep, eating properly, taking the proper vitamins, and so on. The best way to protect against the flu is by getting your annual flu vaccination. Get your flu shot as soon as possible, and you will be protected all season long.

These are some of the things that you should do to stay healthy this fall. Want another way to take care of yourself? Make sure you have the proper personal insurance in place. For assistance with your coverage needs, contact the team at Miller Carlisle Insurance Services today.

How to Observe Breast Cancer Awareness Month

Get involved this Breast Cancer Awareness Month.How to Observe Breast Cancer Awareness Month

October is Breast Cancer Awareness Month, a month dedicated to educating the public about this serious disease and raising money for cancer research. If you would like to get involved this month, here are some of the suggestions that you should try.

Schedule a Screening

One of the best ways to observe National Breast Cancer Awareness Month is to schedule a breast cancer screening with your doctor. Women over the age of 40 should get an annual mammogram to check for breast cancer. If breast cancer runs in your family, speak to your physician. You might have to be screened more frequently due to your increased risk for developing the disease. While male breast cancer is less common, if you have a family history of breast cancer, talk to your doctor about appropriate screening procedures. Remember, early detection is the best way to fight off cancer, so stay vigilant and don’t be afraid to contact your doctor if you notice potential symptoms of breast cancer. When it comes to breast cancer, it’s always better to be safe than sorry.

Donate and Volunteer

Another way to get involved this October is by donating to or volunteering with breast cancer organizations and research initiatives. By making a monetary donation, you can help support breast cancer research and help find a cure. By volunteering at a local event or with a major organization, you can help raise awareness for breast cancer and educate the public about the realities of this devastating disease. Your hard work can encourage others to donate and get screened as well.

These are some of the things you should do to get involved this National Breast Cancer Awareness Month. Want another way to take care of yourself this October? Make sure you have the right insurance protection in place. For assistance with your personal coverage needs, contact the experts at Miller Carlisle Insurance Services to get started today.

Fall Home Checklist

Take care of these tasks around your home to help you avoid costly damages this fall.Fall Home Checklist

With fall right around the corner, it’s important to prepare your home for this change in seasons. By taking care of routine home maintenance tasks now, you can avoid serious and potentially expensive damages in the future. Here are some of the tasks you should complete to ready your home for fall.

Inspect Your Roof

For many homeowners across the country, the beginning of fall ushers in stormier, wetter weather. This weather can wreak havoc on your home’s roof and cause serious structural and interior damages. To ensure that your roof is ready to

handle this onslaught, inspect it and repair any damaged or worn sections. For instance, you should look for areas of your roof that feature damaged, loose, or missing shingles. By taking the time to repair these damages now, you can ensure that your roof and home do not experience more serious damages when met with inclement fall weather.

Clean Out Your Gutters

During the long summer months, dried leaves, dust, and other debris likely accumulated in your home’s gutters. While this may not seem like a major issue now, this debris can cause your gutters to become clogged and start to overflow in heavy fall rain. This can lead to water damage to your roof and your home’s foundation. To prevent these issues from arising this fall, take the time to clear out your home’s gutters.

Trim Your Trees

If you have tree branches overhanging your home, walkways, and driveway, it’s important that you cut back these branches before fall weather sets in. If you leave these branches, they might cause damage to your property or fall on your loved ones as they sway and break off in windy or stormy conditions. Rather than assuming this unnecessary risk, simply be sure to trim your trees now.

These are some of the fall home maintenance tasks that you should take care of as soon as possible.  Want another way to keep your home safe this coming fall?  Make sure you have the proper homeowners insurance protections in place.  For assistance with all your personal coverage needs, contact the team at Miller Carlisle Insurance Services today.

Try Out These Suggestions to Stay Safe in the Pool This Summer

Keep these pool safety tips in mind this summer.Try Out These Suggestions to Stay Safe in the Pool This Summer

While there’s nothing better than a refreshing dip in the pool, it’s important to remember that playing in the pool does have its risks. If you are planning to hit the pool this summer, make sure you take these precautions to keep all your loved ones safe.

Install a Pool Barrier

If you have a pool in your yard, it’s important that you have a safety barrier installed. Pool safety experts recommend installing a 4 to 5-foot fence around the entire perimeter of your pool to prevent small children and pets from wandering into the pool unsupervised. Additionally, your pool barrier should feature a self-closing, self-latching gate to ensure that kids and pets do not sneak past the barrier without your notice.

Arrange Adult Supervision

Children should always be supervised by an adult when they are in the pool. Small children should only enter the water when equipped with the proper floatation measures, and they should always be kept within arm’s reach. Older, more experienced swimmers can be monitored from dry land; just be ready to jump in if an emergency situation arises.

Balance Your Pool Chemistry

Your pool requires the addition of several types of chemicals. If these chemical levels are not properly balanced, they could be harmful to anyone in the water. Before you swim, make sure that you measure the chemical levels of your water. If you need to add additional chemicals, wait two hours for the water to settle before taking another reading. If your water appears cloudy or discolored, you should not let people swim even if your readings claim that it is safe to do so. Murky or discolored water could be a sign of a dangerous chemical reaction taking place. If you are having trouble adjusting the chemical levels in your pool, speak to a local pool expert for assistance.

Try out these pool safety tips to keep all your loved ones safe this summer.  Want another way to protect the things you care about the most?  Then make sure you have the proper personal insurance protections in place.  To find the best policies to fit your needs, contact the experts at Miller Carlisle Insurance Services.  We are ready to assist you with all your insurance needs today.

Avoid These Bad Business Habits

Avoiding these habits can benefit your business and your health.Avoid These Bad Business Habits

As a business owner, there’s a lot on your plate. However, getting too stressed and overwhelmed can be a detriment to both your business and your overall health. If you want to run your business more efficiently while still taking care of yourself, then here are some of the bad business habits that you should avoid.

Dropping Everything for Your Clients

While your clients’ satisfaction is undoubtedly important, it’s neither efficient nor heathy to wait at their beck and call. Rather than being constantly available to address your clients’ whims, you should set aside a chunk of time every day to care for your clients. This will allow you to meet your client’s needs without pushing aside important work to do so.

Being Disorganized

In the world of business, time is money. This means that the time you spend looking for a specific email or searching for a client’s contact information is money lost for your company. To make matters worse, working in a disorganized environment can also increase feelings of anxiety. The best way to save time and reduce stress is by implementing organizational protocols and making sure that you actually stick to them.

Packing Your Schedule

While you want to get as much work done as possible, your ambition can actually prevent you from getting things done. When your schedule is packed to full capacity, you tend to rush, making you more likely to make mistakes and produce work of subpar quality. Rather than overcrowding your schedule, it’s much more efficient and healthy to take on a smaller amount of work that you can actually complete to the best of your abilities.

These are some of the bad business habits that you should avoid for the sake of your business’s success and your overall health.  Want another way to take care of your business?  Then make sure you have the proper business insurance protections in place.  To find the right policies to meet your needs, contact the experts at Miller Carlisle Insurance Services.  Our dedicated team is ready to get you the coverage that you need today.