Upgrading Your Auto Coverage

Add these coverages to your policy to upgrade your auto insurance.Upgrading Your Auto Coverage

If you are still relying on minimum auto insurance, then you do not have the necessary coverage to protect against all your risks. This is why you should take the opportunity to upgrade your policy. Here are some of the additional coverages you should consider adding to your policy.

Uninsured/Underinsured Motorist Insurance

Unfortunately, there is a large population of irresponsible drivers who do not carry adequate auto insurance. If you were to get into an accident with one of these drivers, you would likely have to cover your own repairs and medical fees, even if the other driver was at fault. The best way to protect against this risk is by adding uninsured/underinsured motorist coverage to your policy.

Comprehensive Insurance

While you might have coverage for the damages your car sustains during an accident, what happens if your car is damaged outside of a collision event? If you do not have the right coverage in place, you will be responsible for the damages caused by theft, vandalism, extreme weather events, and other perils. Luckily, adding comprehensive insurance to your policy will ensure that your car is protected against all the damages it might sustain.

Medical Payments Insurance

While liability insurance will cover another driver’s medical expenses after an accident, this type of insurance will not extend coverage for your medical treatment. This is why it’s so important to add medical payments insurance to your auto policy. This type of insurance will cover the medical fees that you and your passenger rack up following an accident—regardless of which driver was at fault.

These are some of the additional coverages you should consider adding to your auto policy.  Do you need assistance with finding the right car insurance to meet your needs?  Then contact the experts at Miller Carlisle Insurance Services.  We are ready to get you the coverage that you need today.