Protect Your Property from Fallen Trees with the Right Property Damage

Protect Your Property from Fallen Trees with the Right Property DamageDetermine what you need to know about fallen trees and your insurance coverage.

Trees a wonder of Mother Nature. They provide plenty of shade in the summer and plenty of oxygen year-round. However, during the summer months, when more thunderstorms are likely to occur, it’s important that you take care to use precautions to avoid fallen trees. Despite your best efforts, sometimes fallen trees can cause serious damage to your property. Find out what you need to know about fallen trees and your insurance so that you’re well protected.

Property Damage.

If a tree falls and causes damage to the structure of your home, your homeowners insurance will likely give you some coverage to help remove the tree and fix the structure. However, it’s important to note that if the tree fell due to a lack of maintenance your insurance won’t cover you. Ensure that you stay up on your home maintenance and remove any dead tree limbs or limbs that are too close to the structure of your home.

Car Damage.

Should a car fall on your tree, you’re likely covered under your auto insurance policy. However, it’s important to check the specifics of your policy to make sure. While your coverage will help to make repairs to your vehicle, the removal of the tree is likely not covered under your policy.

No Damage.

In some instances, a tree will fall but cause no damage. Under these circumstances, you’re then responsible for removing the fallen tree out of pocket since there had been no physical damage to the structure of your home.

When it comes to fallen trees, ensure that you have the tools that you need to protect you, and invest in the right insurance policies. For all of your insurance needs, contact Miller Insurance Associates in Carlisle, Pennsylvania.