The Business Traveler’s Guide to Travel Insurance

The Business Traveler's Guide to Travel InsuranceIf you spend the majority of your time inside of a plane cabin, then travel insurance is something you should definitely look into. 

Do you spend the majority of your time suspended 30,000 feet in the upper troposphere–the altitude in the atmosphere in which commercial airplanes tend to fly? Do you see the inside of a plane cabin more than you do the inside of your own room? If so, travel insurance is something you should not consider optional. It is something that is crucial to you and could save you money and your life. Here are a few things you should consider when you purchase your travel insurance policy.

  1. Health insurance policies are not created equal. 
    Your employer may provide health insurance, and as long as you remain in the country that’s fine. But what if you travel to a foreign country? The general health insurance policy becomes void when you go outside of the country. Travel insurance can cover medical injuries and property damage outside of the U.S.
  2. You shouldn’t try to fool your insurance company.
    If you use a car primarily for business purposes, your insurance will not cover you if you get into an accident while using it for business. In other words, if you use it for personal reasons like driving to the store, school, or pizza, personal auto insurance will provide you with coverage. If, on the other hand, you are traveling to a business meeting or delivering your product, you need commercial auto insurance.

Travel, by its very nature, is something that requires precaution! Make sure you are not caught off guard with the right insurance policy that provides coverage for all of your needs. For your all-encompassing insurance in Carlisle, Pennsylvania, contact Miller Insurance Associates today!