3 Reasons People Don’t Buy Life Insurance (And Why They’re Wrong)

3 Reasons People Don’t Buy Life Insurance (And Why They’re Wrong)

Life insurance is something that most of us don’t want to think about, but it’s an important aspect in keeping your family safe.

Thinking about life insurance is something one has to do, however difficult it is. Why is it difficult? Well, it might something have to do with coming to terms with your inevitable death. When it comes to the safety and financial security of your family, life insurance is definitely something you should think about. For some, however, it’s not enough. Life insurance myths are something that they may never think about because of preconceived notions they picked up along the way. Here are three reasons people don’t buy life insurance and why they are wrong to not do so.

  1. “I’m, like, really healthy.”

You may be healthy now and have a strong family record of being healthy, but no one knows how long our health will remain in tact. You never know what virus or infection or injury you’ll pick up tomorrow. Short of being Patient Zero for the zombie apocalypse, purchasing a quality life insurance plan protects your family should anything unexpected happen to you.

  1. “I can’t afford it.”

This is a misconception that many people have about life insurance. The truth is that life insurance is not all that expensive. This depends on a number of factors, of course, including your age, health, life habits, and how much coverage you want to buy.

  1. “The process intimidates me.”
    How much is your family’s security worth to you? If your family depends on your for things like mortgage, education, extracurricular activities, or anything else—their security should certainly be worth a few moments of your time, no matter how uncomfortable you may be.

Your family depends on you making the big decisions (at least half of them). Your family shouldn’t have to suffer further: your early departure is hard enough already. For a quality life insurance policy that is affordable and comprehensible, without too much stress, contact Miller Insurance Agency, Inc. In Carlisle, PA. We’re happy to help you with the policy that you and your family need!